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You're most likely necessary by your mortgage lender to over homeowners insurance on your house and home insurance costs can vary widely. Here are some tips to help you start saving money along with your california home insurance. 

1. Saving funds when purchasing home insurance begins before you even purchase your homeowners insurance policy. Take the time to compare home insurance quotes because rates between each company offering home insurance can differ by hundreds of dollars. 

2. Taking the money saving step back further, make how much your home insurance will cost part of the decision process when purchasing a home. Taking home insurance cost in to consideration when purchasing a house can save up, or even up to 15 percent on your home insurance premium. 

3. If you buy your home insurance from the same company with which you over other types of insurance, such as auto insurance, you will most likely get a discount. The same goes for sticking together with your home insurance company. Usually you will get a discount for being a long-term home insurance policy holder.

4. A fast way to gain home insurance savings is to raise your deductible. 

5. Take stock of your home insurance policy at least one time a year and drop any coverage you no longer require. 

6. Making your home more catastrophe resistant will often save money on your home insurance policy. Items like storm shutters, shatter-proof glass and reinforced roofing can all lower your home insurance costs. 

7. Remember you need to insure the structure of your home, not the land it is sitting on. When purchasing a home insurance owner only cover the worth of your home, not the whole property.

For more information about California home insurance visit: http://www.einsurancecalifornia.com/home-owners-insurance.php